Consolidate Your Debt

Consolidate high interest debt with a low mortgage rate!

Pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you will pay less each month and pay off your higher-interest debts faster which will also help improve your credit.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment

FHA Loan
Consolidate your debt into one low cost loan

15-Year Loan
Pay off your debt quicker by refinancing it into a 15 year loan

30-Year Loan
Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent

VA Loan
Veterans and military members can consolidate all debts with one low-cost loan

Not sure which program is right for you? Contact one of our licensed loan specialists today! A.S.A.P. Mortgage Corp. can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Working with A.S.A.P. Mortgage Corp.

  • We put YOU first. We are committed to getting every client the very best possible deal every single time.
  • A.S.A.P. Mortgage Corporation has established relationships with over 40 Nationwide Lenders.
  • Fast and efficient, from start to closing.
  • We offer a variety of products. A.S.A.P. Mortgage Corporation will help find the loan that is right for you!!!
Mortgage Consolidation & Refinancing Calculator V1
This calculator will help you to decide whether or not it would be advantageous for you to consolidate a first and second mortgage and refinance into a single mortgage with a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Note: Be sure to only include the principal and interest portion of your monthly mortgage payment, i.e., do not include any escrow portions (property taxes, insurance, etc.).

First Mortgage
Enter the principal balance of your first mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter your first mortgage's current interest rate:
Second Mortgage
Enter the principal balance of your second mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter your second mortgage's current interest rate:
Refinancing
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
Number of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

*** Pre-qualification gives you an estimate of how much you may be able to borrow. The computation received from these calculators in no way reflects your final payments or replaces a pre-qualification letter.