The FHA Loan Explained
One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a home. Even experienced homeowners may need to plan for a long time for a new home purchase. Fortunately, FHA loans…
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Qualifying for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
Real Estate Corner with Irene Amato
There is no end to the amount of knowledge the human mind can soak up! Home buying education never gets old. You could do a real estate transaction every few years and yet one transaction can be completely different from…
Buying a Home with No Down Payment Using the VA Loan
Are you a military service member or veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or…
Buying a Home: How to Get from Offer to Closing
If you’re new to the home-buying game, you have probably been bombarded with new terms. Escrow, home warranty, inspection contingency—one of the most important terms to know and understand is “closing.” What is closing? Closing is an appointment, most often…
15 versus 30 Year Fixed Mortgage
A loan for the purpose of purchasing a home, called a mortgage, is an agreement between a borrow and a lender for a specific amount of money. To be borrowed at a specific interest rate and for a specified length…
Should I rent or buy?
It’s that time. Your new lease has arrived and the same question arises, Should I rent or should I buy? Purchasing a home is a complex decision that requires education. Knowledge is Power! For some, it’s easier to sign a lease…
Buying A Home That Can Grow With Your Family
Buying A Home That Can Grow With Your Family If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your…